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Afford Accommodation
16 Oct 2026
1 min read

What is an SDA provider?

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An SDA provider looks after homes for people with disability who need a lot of support.

SDA stands for Specialist Disability Accommodation (SDA). These are special homes built for people with very high support needs.

An SDA provider is not always the same as a support provider. An SDA provider looks after the home. A support provider helps you with everyday things inside the home.

Here is what an SDA provider does, and how Afford can help.

What does an SDA provider do?

An SDA provider looks after the home, not the support inside it.

They build, buy or rent homes that meet NDIS rules for accessible design.

Here are some things an SDA provider does:

  • Registers homes with the NDIS Quality and Safeguards Commission
  • Makes sure each home meets one of the four SDA design types
  • Finds the right person for each empty home
  • Looks after leases, rent and tenancy agreements
  • Fixes things and keeps the home in good shape
  • Keeps the home up to NDIS standards over time

Here are some things an SDA provider does not do:

  • Help you shower, dress or take medication
  • Cook your meals or do your washing
  • Clean your home or do your shopping
  • Support you to get out into the community
  • Help you build new skills at home
  • Provide support workers

These are all provided as part of different supports, like supported independent living (SIL) or in-home support.

Afford is an SDA provider, which means we provide the home itself. We are also a SIL provider and can offer these supports too if you need them.

The four types of SDA homes

Every SDA home is built to meet one of four design types. Each type suits different needs.

  • Improved liveability homes suit people with a sensory, intellectual or cognitive disability. They have good layouts and lighting. This makes daily life easier.
  • Fully accessible homes suit people who need a lot of physical support. They can have wide doorways, accessible bathrooms and no steps.
  • Robust homes are built to be very strong. They suit people who need a home that can handle lots of wear and tear.
  • High physical support homes have the most accessible design. They also have assistive technology. They suit people who need a lot of physical support each day.

It helps to know which type you need. Then you can look for an SDA provider with the right homes.

How does a home become an SDA home?

Not every accessible home is an SDA home. A home has to be checked and registered first.

First, a building certifier checks the home. This is a person who makes sure the home meets the design rules.

Then the SDA provider registers the home with the NDIS Quality and Safeguards Commission. This is called enrolment.

The provider must keep the home up to standard for as long as people live there.

How is an SDA provider different from a support provider?

SDA funding pays for the home. It does not pay for help with everyday tasks.

A support provider is different. They help you with things like cooking, cleaning and personal care.

This kind of help is often called supported independent living (SIL). You can read more about what a SIL provider does.

Most people with SDA funding also get support funding. The two are funded separately.

Can one organisation be an SDA provider and a support provider?

Yes. Some organisations look after SDA homes and give support too.

Afford is an SDA provider and a support provider. We look after our own SDA homes. We also offer supported independent living and in-home support.

This means we can help you find a home you love and support you inside it.

How do you pay for SDA?

SDA funding in your NDIS plan pays for the building, modifications and ongoing maintenance.

It does not pay for your rent or food. This is called board and lodging. Most people pay for this with the Disability Support Pension or Commonwealth Rent Assistance.

The NDIS checks if SDA is right for you first. They look at:

  • How much support you need
  • Reports from your doctors or therapists
  • Whether SDA is a better choice than other options

An SDA provider like Afford, or support coordinator can help you work this out.

What does an SDA provider do once you move in?

Living in an SDA home works a bit like renting any other home. There are just some extra NDIS rules.

Once you move in, your SDA provider is the person you go to about the home itself.

You can talk to them about:

  • Your lease or tenancy agreement
  • Your rent contribution
  • Repairs, like a broken door or a leaking tap
  • Accessibility features that are not working properly
  • Changes to the home if your needs change over time

If you are ever unsure who to ask, your support coordinator can point you in the right direction.

How to find the right SDA home

Everyone’s timeline is different. But most people follow these steps.

  • Get reports from your doctors or therapists. These show that you need a lot of support.
  • Talk to your NDIS planner, Local Area Coordinator or support coordinator.
  • Look for SDA providers with homes that suit you.
  • Visit the homes. See how they feel and who else lives there.
  • Sign a tenancy agreement. This sets out your rent and your rights.
  • Set up your support, if you need it.
  • Move in. A good provider will help you settle in.

How do SDA funding and support funding work together?

Your NDIS plan might include SDA, support funding, or both.

To get SDA, you need very high support needs. Wanting a special home is not enough on its own.

A support coordinator can help you understand how it all fits together. They can help you find an SDA provider and a support provider.

Talk to your NDIS planner or support coordinator if you are not sure.

What does having Afford as your SDA provider look like?

Afford is a friendly and experienced SDA provider. We own and manage our own SDA homes in Penrith, New South Wales.

We look after the home side of things. This includes:

  • Registering the home with the NDIS
  • Keeping the home up to design standards
  • Looking after your tenancy and rent
  • Fixing things and keeping the home nice

We also listen to you. We ask about your goals, your routine and what makes a home feel good to you.

We can work with you, your family and your support coordinator to get things right.

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How Afford can support you as an SDA provider

Afford has supported people in disability accommodation since 1950. We are a registered NDIS provider.

We can help you understand what an SDA provider does. We can also help you work out if SDA is right for you.

If you need support at home too, we can help with that. We offer supported independent living, in-home support and support coordination.

However you want to live, we will make sure you feel supported. Contact us today or call 1800 233 673. We love to say hello!

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Supports are not included in SDA funding. SDA funding is for the home itself. We can organise the supports you need separately, for example supported independent living (SIL). However you want to live, we will make sure you feel supported.

Yes. SDA stands for specialist disability accommodation. SDA housing is specialist disability accommodation funded by the National Disability Insurance Scheme (NDIS), if you need it. 

Afford is an experienced SDA housing provider. If you want to find out more about SDA housing and NDIS, we can help.

We provide SDA homes in Penrith, New South Wales. They are fully accessible, high physical support properties, and homes designed for shared living. It all depends on you, your support needs and how you want to live.

Afford has SDA homes in Penrith, New South Wales. Click here to view our vacancies.

Afford offers SDA housing options in Penrith, New South Wales.

No. Supported independent living is the support you receive at home.

Specialist disability accommodation (SDA) is housing that is specifically designed for people with very high support needs or extreme functional impairment.

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