Michael Allen
Chairman
PSM, FIPAA, Grad Dip, UEM, MAICD
Member – Remuneration and Nomination Committee
Chair – Property Committee
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Mike is the former longstanding Chief Executive of Housing NSW, now part of the Department of Community Services and Justice. Since retirement from the social housing sector, Mike Allen has devoted his time to Not-For-Profit boards. He is the Chair of Afford, Chair of Link Wentworth and a Board member of Aboriginal Hostels Limited and NSWALC. Housing Ltd. Mike was recently awarded the Making a Difference: Community Service Award from Penrith City Council.
Mike has accrued over 40 years of experience in social and affordable housing management and asset services, homelessness services, and community and Aboriginal housing. He also has a strong interest in the housing needs of people with a disability. Mike was awarded the Public Service Medal in 2011. Mike has served as a not-for-profit board member since 1989, including working as a Board Director for Afford since 2015.
Carol Bryant
Deputy Chairman
GAICD, Adjunct Fellow Macquarie University, BSc (Psychology and Anatomy) UNSW, Graduate Diploma of Education, Formerly Registered Nurse
Member – Remuneration and Nomination Committee
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Carol has extensive experience in executive leadership, organisational culture, business strategy, hospital accreditation, human resources and governance in complex healthcare organisations.
Carol’s career achievements were underpinned by the depth of knowledge and experience gained in senior executive management roles across healthcare. She demonstrates a keen insight into the operation of large, complex organisations and has a deep knowledge of governance and complex people issues. Carol has carried across those skills to several board appointments during her role as Chief Executive officer.
Carol’s work record includes leading the executive team at both Westmead Private Hospital and Macquarie University Hospital where she was Chief Executive Officer.
Ross Fowler
OAM, B Comm, FCA
Ex Officio across Finance, Audit and Risk Committee, Property Committee, and Remuneration and Nominations Committee
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Ross was appointed as an Afford Board Director in February 2004. He has over 30 years of experience as a Board Director and has held board positions with CivicRisk Mutual Ltd, Penrith Whitewater Stadium Ltd, and Penrith Performing and Visual Arts Ltd.
Mr Fowler holds a Bachelor of Commerce, is a Fellow of the Institute of Chartered Accountants, is a registered Company Auditor and Tax Agent and is the Principal of a Penrith-based firm of Chartered Accountants.
Ross is currently a Councillor on Penrith City Council, having been first elected in 1991 and now in his seventh consecutive term. He has served several terms as Mayor.
Alan Travers
PSM, FLGPA
Member – Finance, Audit and Risk Committee
Member – Property Committee
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Mr Alan Travis joined the Afford Board in April 2009.
He retired as General Manager of Penrith City Council after working 42 years in Local Goverment. He is a Fellow and Life Member of Local Government Professionals Australia.
He currently serves as a Board Member of Nordoff – Robbins Music Therapy Australia and is Chair of Fairfield City Council’s Audit and Risk Committee.
Eva Ballai
RN, MBA Adv., FACHSM, CHE, MAICD
Member – Finance, Audit and Risk Committee
Member – Property Committee
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Ms Ballai has over 25 years’ experience in the health care industry, spanning unique breadth of frontline, senior, executive management and board level positions. A Captain Specialist Nursing Officer in the Australian Defence Force, Fellow and Councillor of the Australasian College of Health Services Management and former Honorary Treasurer of Special Olympics Australia. Eva was awarded the title of Certified Health Executive (CHE) by the Australasian College of Health Service Management in 2021.
Ms Ballai has an extensive clinical, operation and strategic understanding of health care industry settings, particularly aged care.
Ange Humphries
MAICD
Member – Remuneration and Nomination Committee
Member – Property Committee
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Ms Humphries joined the Afford Board in February 2017.
She has had an extensive career in the media, political, communications, marketing, lobbying and public relations industries.
Ms Humphries has been a guest lecturer at Western Sydney University and is a Director on the Blacktown Workers Club (Group of Companies) Board.
With her own disability, Ange brings significant experience to the Afford Board.
Ange is a Member of the Australian Institute of Company Directors, the Club Directors Institute and is a proud operational crew member of the Parramatta SES (State Emergency Service) unit.
Cliff Haynes
B Comm, FCPA, FLGPA
Chair – Finance, Audit and Risk Committee
Member – Remuneration and Nomination Committee
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Mr Haynes joined the Afford Board in November 2010.
He had a 37 year career in the NSW and Local Government sectors in executive management positions, retiring as Assistant Director General, Corporate and Shared Services with the Department of Human Services.
Mr Haynes is a former President of the NSW Division of Local Government Professionals Australia. He is a Director of St Vincent de Paul Housing Ltd and is an independent member on a number of Local Government Audit, Risk and Improvement Committees.
Paul Umbrazunas
B.Sc (Mathematics), LLB (UNSW), GAICD, Stanford Executive Programme, Fellow – Australian Risk Policy Institute
Member – Remuneration and Nomination Committee
Member – Finance, Audit and Risk Committee
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Paul has over 30 years’ experience in the financial services sector having held global COO and Managing Director roles (in Australia and London) with major investment banks including Credit Suisse, Deutsche Bank, BZW and Goldman Sachs as well as in financial infrastructure with Deutsche Boerse.
Paul now advises early-stage companies, NFPs and financial services Firms on strategy, capital management, risk management and governance.
He is on the Advisory Boards of Australian Mortgage Marketplace and Poweredbypercent.