

Ross Fowler
Chairman
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Michael Allen
Deputy Chairman
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Mike is a longtime NSW resident having lived most of his life on the Northern Beaches of Sydney. He now lives in outer Western Sydney.
He is the former longstanding Chief Executive of Housing NSW, now part of the Department of Community Services and Justice. Mike has accrued more than 40 years experience in social and affordable housing management and asset services, homelessness services, and community and Aboriginal housing. He also has a strong interest in the housing needs of people with a disability.
Mike was awarded the Public Service Medal in 2011 in recognition of his outstanding and meritorious services to the community and for his strong commitment to the values and principles of social housing.
He has been a Director on not-for-profit boards since 1989 and currently sits on two other Boards.

Alan Travers
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Eva Ballai
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Ange Humphries
Finance, Audit and Risk Committee and Property Committee
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Ms Humphries joined the Afford Board in February 2017.
She has had an extensive career in the media, political, communications, marketing, lobbying and public relations industries.
Ms Humphries has been a guest lecturer at Western Sydney University and is a Director on the Blacktown Workers Club (Group of Companies) Board.
With her own disability, Ange brings significant experience to the Afford Board.
Ange is a Member of the Australian Institute of Company Directors, the Club Directors Institute and is a proud operational crew member of the Parramatta SES (State Emergency Service) unit.

Cliff Haynes
B Comm, FCPA, FLGMA
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Carol Bryant
Graduate Diploma of Education
Registered Nurse
Bachelor of Science (Anatomy and Psychology)
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Carol has extensive experience in executive leadership, organisational culture, business strategy, hospital accreditation, human resources and governance in complex healthcare organisations.
Carol’s career achievements were underpinned by the depth of knowledge and experience gained in senior executive management roles across healthcare. She demonstrates a keen insight into the operation of large, complex organisations and has a deep knowledge of governance and complex people issues. Carol has carried across those skills to several board appointments during her role as Chief Executive officer. Carol’s work record includes leading the executive team at both Westmead Private Hospital and Macquarie University Hospital where she was Chief Executive Officer.

Paul Umbrazunas
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Paul now advises early stage companies, NFPs and financial services Firms on strategy, capital management, risk management and governance.
He is on the Advisory Boards of Australian Mortgage Marketplace and Poweredbypercent.

Andrew Grima
Bachelor of Law (Honours)
Diploma of Legal Practice
AICD Diploma
Admitted as a solicitor in New South Wales
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Andrew is a Principal Lawyer at Coleman Greig who has extensive experience in commercial and retail leasing. In addition to his legal and economics and accountancy degrees, Andrew has a sound understanding of the financial and governance issues which affect companies.
Passionate about serving those in the community, Andrew founded the Coleman Greig Challenge, an annual initiative that to date, has raised over $1 million for children with special needs and newborn care.